Contact Information
Direct: (800) 864-3560
Email: Send Email

Turn Times

Initial Compliance: 1 Business Day

Initial submission: 3 Business Days

Resubmission: 2 Business Days

 

PHM ID's

FHA 2402100003

VA ID 7852160000

NMLS # 162291

Mortgagee Clause

Premier Home Mortgage, Inc.

Its Successors and or assigns

3024 Tower Road

Rapid City, SD 57701

Delegated underwriting

Delegated approvals must include the following forms and procedures to be purchased from Premier Home Mortgage.

  • Delegated approval checklist filled out and file stacked to the order listed
  • Do/Du findings ran PRIOR to loan closing (Approve/Eligible ONLY)
  • Income and debt worksheets filled out and completed (matches with your final 1003 and 1008
  • Income calculations sheet
  • Approval with the underwriter signing off on.
  • 1008 that is sighed by the underwriter and matches the final 1003

Premier Home Mortgage follow’s Fannie Mae guidelines on all products.  If you have questions about a specific loan, please speak to your Account Executive

For any manually underwritten loans, Premier Home Mortgage must underwrite.

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Delegated Checklist    PDF  447.44k    
Approval Form     PDF  197.22k    
Income and debt worksheet     PDF  33.59k    
Income Calc worksheet     PDF  128.50k    
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