Wholesale Loan Submission

It is highly recomended to allow PHM to provide your initial disclosures for you!

Below lists the disclosures that are required to be sent to the borrower within 3 days of the application date. These disclosures all have to be hard dated (within the 3 day time limit) and should match to be compliant with TRID rules.

• 1003-application-LO signature date must match the application date.
• LE-hard dated within 3 days of application date
• Itemization (Fee worksheet)
• Acknowledgement of Receipt of LE
• Acknowledgement of Intent to Proceed                     
• Credit  score Disclosure or Notice to the home loan applicant Credit Score info discl
• Home Counseling Agency Information
• List of 10 home counselors disclosed to borrower
• State Disclosures (If Applicable)
• Notice of Right of Receive copy of Written Appraisal/Valuation
• Acknowledgement of Receipt of your home loan toolkit Found Here

Below is the submission sheet, it does contain a interactive PDF with the new disclosure.